EPAY MARKETPLACE CREDITS

ePaisay Credits (EPAY) are prepaid purchase credits designed exclusively for use within the ePaisay marketplace ecosystem. These credits provide a convenient way to conduct transactions for products and services listed on our platform. Each EPAY credit represents 1.00 USD in purchasing power and can be used only for marketplace purchases. Credits are non-transferable between users and cannot be converted to cash.

Credit Identification

VERIFIED, SECURE, COMPLIANT

Legal Compliance Verified

Our Prepaid Purchase Credits Program operates within applicable regulations as non-financial stored value. All operations comply with marketplace and consumer protection regulations.

Identity Verified

All leadership team members have undergone identity verification procedures to ensure transparency and build trust with our marketplace community.

Financial Transparency

Our financial structure maintains separation between prepaid credits and operational funds. All user credits are recorded as liabilities until redeemed for purchases.

Credit Protection

User credits are protected according to consumer protection laws. Credits are held as prepaid value and can only be used for purchases within our marketplace.

MARKETPLACE CREDITS OVERVIEW

EPAY Credit Icon

Prepaid Credits Program

Non-Financial Stored Value

Credits represent future purchasing power only

EPAY Credit Icon

Fixed Value

1 Credit = 1.00 USD

Fixed purchasing power for marketplace items

EPAY Credit Icon

Single-Use System

User → Marketplace Only

Credits can only be used for your own purchases

HOW TO USE EPAY CREDITS

Purchase Products

Use EPAY credits to buy products from any seller on the ePaisay marketplace with instant transaction processing.

Purchase Services

Use credits to purchase marketplace services, shipping labels, or premium features directly from ePaisay.

Participate in Promotions

Use credits to enter special promotions, contests, and marketplace events where entry requires purchase credits.

Receive Refunds

Receive refunds as credits back to your account for returned items, to be used for future purchases only.

CREDIT USAGE TYPES

Permitted Uses of EPAY Credits

# Usage Type Description Status
1 Product Purchases Buy any product listed on ePaisay marketplace ✅ Available
2 Service Payments Pay for marketplace services and features ✅ Available
3 Promotional Entry Enter contests, draws, and special events ✅ Available
4 Refund Processing Receive refunds for returns and cancellations ✅ Available
5 Future Purchases Hold credits for future marketplace purchases ✅ Available
6 Peer-to-Peer Transfers Send credits to other marketplace users ❌ Not Available
7 Cash Withdrawal Convert credits to fiat currency ❌ Not Available

CREDIT ACQUISITION

Minimum Acquisition: $15.00

# Acquisition Method Description Action
1 Direct Purchase Buy EPAY credits with fiat currency for future purchases Register & Acquire Credits
2 Refund Credits Receive credits back when items are returned Shop with Purchase Protection

BENEFITS OF EPAY CREDITS

Instant Checkout

EPAY credits enable immediate purchases without payment processing delays during checkout.

Secure Storage

Your prepaid credits are securely stored in your account with purchase protection on all transactions.

Lower Transaction Fees

Purchases using EPAY credits typically have lower processing fees than direct payment methods.

Global Marketplace Use

Use EPAY credits to purchase from any seller worldwide within the ePaisay marketplace.

Buyer Protection

EPAY purchases are covered by ePaisay's comprehensive buyer protection and dispute resolution.

Promotional Access

Get exclusive access to special promotions, early sales, and marketplace events using credits.

Important Legal Notice

EPAY credits are prepaid purchase credits only. They represent future purchasing power within the ePaisay marketplace and are not:

  • A financial instrument, security, or investment
  • Legal tender or currency
  • Transferable between users
  • Redeemable for cash
  • Interest-bearing

Credits can only be used by the purchasing account holder for marketplace purchases and services. Unused credits may be subject to dormancy policies as per applicable consumer protection laws.

Why Choose EPAY Credits For Marketplace Purchases

Simple Prepaid System

EPAY credits function as a simple prepaid system where you load purchasing power to use for future marketplace transactions, eliminating payment delays.


Stable Purchasing Power

Each EPAY credit maintains a fixed purchasing power of 1.00 USD, providing predictable transaction values.


Instant Availability

Credits are instantly available in your account after purchase, enabling immediate participation in marketplace shopping.


Single-Purpose Utility

Use EPAY credits exclusively for purchases, promotional entries, and receiving refunds within the ePaisay marketplace.


Secure Transactions

All EPAY transactions benefit from ePaisay's advanced security protocols, fraud detection, and purchase protection systems.

GET STARTED WITH EPAY CREDITS

Create Account

Register for a free ePaisay account and complete verification to access all marketplace features.

Purchase Credits

Buy EPAY credits through your account to use for future marketplace purchases and services.

Start Shopping

Use your EPAY credits to buy products, enter promotions, and explore all marketplace opportunities.

ePaisay - Your Platform for Hassle-Free Commerce!

ePaisay is an innovative platform for buying and selling products online. Our prepaid EPAY credits system provides a convenient way to shop within our ecosystem with purchase protection and instant checkout. Register today to start using EPAY credits for your marketplace purchases.

Create Your Free ePaisay Account Now

Frequently Asked Questions

What are EPAY credits?

EPAY credits are prepaid purchase credits used exclusively within the ePaisay marketplace for buying products, services, and entering promotions. They represent future purchasing power only.

How do I get EPAY credits?

You can purchase EPAY credits directly through your ePaisay account. Credits can also be received as refunds for returned items.

Can I transfer EPAY credits to another user?

No. EPAY credits are non-transferable between users. They can only be used by the account holder who purchased them.

Can I convert EPAY credits to cash?

No. EPAY credits cannot be converted to cash. They can only be used for purchases within the ePaisay marketplace.

What can I use EPAY credits for?

EPAY credits can be used for: buying products, purchasing marketplace services, entering promotional contests, and receiving refunds for returned items.

What happens to unused credits?

Unused credits remain in your account for future purchases. They may be subject to dormancy policies in accordance with consumer protection laws.

Legal Disclaimer

EPAY credits are prepaid purchase credits designed exclusively for use within the ePaisay marketplace ecosystem. These credits are not securities, shares, investment instruments, or currencies. They do not represent ownership in ePaisay Ltd. and do not provide voting rights, dividends, or profit-sharing entitlements. EPAY credits maintain a fixed purchasing power of 1.00 USD for marketplace transactions and cannot be converted to fiat currency. Credits are non-transferable between users and can only be used by the purchasing account holder. All transactions using EPAY credits are subject to ePaisay's terms of service and applicable consumer protection laws. The value and utility of EPAY credits are tied exclusively to their use as prepaid purchase credits within the ePaisay marketplace platform.